Make confident credit decisions powered by comprehensive Secretary of State, court, business registry, and lien data.
Trusted by developers and industry leaders at 2,200+ financial institutions
Safer decisions at scale
Slash manual reviews
Automate identity, credit, and fraud checks to save hours per application, and free up teams for higher-value work.
"The coverage is great, and the data is detailed enough that I can spot patterns, craft variables, and feed them back into our models."
Identity network insights
Catch suspicious activity and credit stacking
Ongoing monitoring
Stay ahead of risk with real-time alerts and continuous portfolio monitoring
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Purpose-built solutions for SMB lending workflows
Automated Business Verification
Instantly verify businesses, UBOs, and legitimacy with authoritative, real-time data.
Automated Application Triage
Route low-risk applications automatically and surface high-risk cases with clear, explainable risk signals.
Reputation & Digital Presence Signals
Incorporate website, social, and review data to identify emerging credit risk earlier.
Credit Risk Insights
Assess liens, litigations, and proprietary risk scores before extending capital.
Fraud Intelligence Network
Surface fraud incidents reported across the industry tied to real business identities.
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It’s [Baselayer] become a core part of how we de-risk our lending process.
Sarvesh BavejaRisk & Data Science @ Fundbox
[Baselayer] is a key part of how we’re helping credit providers reduce risk, proactively monitor their portfolio, and streamline lien filing without sacrificing confidence.
Colton PondCMO Head of Partnerships @ LoanPro
Baselayer lets us focus on the customers we actually want to serve, without simply increasing the requirements on everyone
Evan DreyerHead of Risk & Finance @ TOLA
