Fundbox unlocks full-scale automation for small business loan approvals with Baselayer
The Problem
Manual Verification Was Frustrating, Slow, and Increasing Business Risk Exposure
Fundbox was scaling quickly, and so was their fraud exposure. As their small business lending volumes grew, the team struggled to keep risk controls aligned with the pace of new applications.
Before Baselayer, business verification was a manual, time-consuming, and reactive process. Risk checks typically occurred only when red flags were triggered, but further slowed down decisions and increased operational strain.
These workflows created unnecessary friction and mounting costs, pushing Fundbox to find a better path to safe, scalable growth.
Validating a person is easy. Validating a business? That’s the hard part... Businesses can be formed overnight, and disappear just as fast.
The Solution
An Automated, Intelligent Business Verification Platform
By partnering with Baselayer, the team introduced high-confidence, automated business legitimacy checks directly into their risk operations.
Instead of relying on fragmented public records and siloed tools, the Fundbox team now has the power to tap into comprehensive data sources, like Secretary of State filings and lien records, in real-time. All of the verification data is then delivered through a sleek, unified interface designed for speed and clarity.
“Baselayer makes it easy,” Sarvesh says. “The interface is clean, the matching is accurate, and most importantly, it gives us confidence. It’s become a core part of how we de-risk our lending process.”
Where competitors added friction or left critical gaps, Baselayer delivered precision, speed, and a better end-to-end experience.
What once took hours of manual review now happens in seconds – making swift, confident legitimacy checks the default, not the exception.
The Result
Automated Business Identity Verification & Scalable Underwriting With Baselayer
The impact of the switch to Baselayer was immediate and measurable.
Fundbox eliminated time-intensive manual checks and brought automation to the core of their KYB workflows. With streamlined access to identity and risk data, the team now moves faster – with greater accuracy and confidence powered by Baselayer’s risk infrastructure.
