Payments

Accelerate merchant onboarding while decreasing fraud

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Automate business verification with real-time risk signals across the entire onboarding workflow.

Trusted by developers and industry leaders at 2,200+ financial institutions

Confident merchant onboarding at scale.

Accelerate onboarding with compliant, real-time decisions

Instant KYB, credit, and fraud checks designed for no-touch approvals without manual lookups or bottlenecks.

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"The coverage is great, and the data is detailed enough that I can spot patterns, craft variables, and feed them back into our models."

    Stop fraud before it enters your payments flow

    Tap into fraud intel from 2,200+ financial institutions to block repeat offenders.

    Identify merchant quality risk earlier

    Use website activity, digital presence, and alternative signals to prevent chargebacks and customer-impacting experiences.

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Purpose-built for merchant onboarding workflows.

Automated Business Verification

Instantly verify businesses, officers, and legitimacy with authoritative, real-time data.

Business Pre.Fill

Connect applicants to the right business instantly, cutting friction and drop-off.

Reputation & Digital Presence Signals

Incorporate website, social, and review data to identify emerging credit risk earlier.

Fraud Consortium

Surface fraud incidents reported across the industry tied to real business identities.

Reputation Intelligence

Establish a unified view of social media and review data to detect early risk signals.
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  • fundbox logo
    portrait of Sarvesh Baveja of Fundbox in front of grey background

    It’s [Baselayer] become a core part of how we de-risk our lending process.

    Sarvesh BavejaRisk & Data Science @ Fundbox
  • loanpro logo
    Colton Pond, CMO of LoanPro in a floral shirt

    [Baselayer] is a key part of how we’re helping credit providers reduce risk, proactively monitor their portfolio, and streamline lien filing without sacrificing confidence.

    Colton PondCMO Head of Partnerships @ LoanPro
  • TOLA logo
    Evan Dreyer, Head of Risk and Finance at TOLA, standing in front of foliage backdrop

    Baselayer lets us focus on the customers we actually want to serve, without simply increasing the requirements on everyone

    Evan DreyerHead of Risk & Finance @ TOLA

Payments Insights & Intelligence

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Business Identity and Risk Network
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