Liens (Searching & Filing)
Automated lien intelligence
File, search, and monitor UCC liens in seconds with no manual effort or risk of missed filings.
Trusted by developers and industry leaders at 2,200+ financial institutions
Outdated lien management creates filing delays, missed renewals, and manual state-by-state workflows, exposing lenders to risk and delays.
File liens instantly
Submit UCC-1 and UCC-3 filings across all jurisdictions using auto-filled data and built-in compliance logic.
Submit with confidence, not guesswork
Automatically verify business identity and status against state records before submission, preventing errors and rejections.
Gain clarity into lien history
AI-powered lien analysis retrieves and organizes UCC filings across jurisdictions, making risk and priority clear before you file.
Stay protected after filing with AI
Baselayer’s Risk Co.Pilot continuously monitors filings, competitor activity, expirations, and UCC-3 deadlines, notifying you before risk emerges.
Read more about liens
One workflow for all 50 states
Our AI-native platform automatically handles state-specific rules.
Confidential by design
Masked filing prevents competitors from seeing lien activity while maintaining full compliance.
Turn signals into smarter decisions
Product Managers
Credit & Underwriting Teams
Risk & Fraud Teams
Compliance Teams
A Risk Co.Pilot engineered to deliver fast, reliable decisions at scale
Accelerate your workflows through the most advanced enterprise-grade API and web application for uncovering KYB, credit, and fraud signals.
Tap into an AI-powered network to detect emerging fraud trends before they spread.
Combine public, proprietary and partner data sources together into Baselayer's superintelligent platform for predictive real-time insights.
Leverage AI and verified fraud intelligence from top financial institutions to make your first line of fraud defense your strongest.
Baselayer’s Risk Co.Pilot puts labor-intensive risk checks on autopilot, delivering instant, explainable decisions that reduce cost and minimize human error.
Explore more ways to mitigate risk
Risk Co.Pilot connects litigation, liens, and digital data into a unified risk profile with AI-native risk scoring.
Litigations & Bankruptcies
See legal risk before you approve.
Website Analysis
Validate digital legitimacy instantly.
Risk Rating
Summarize risk in a single score.
Social Media & Reviews
Reputation Intelligence at scale.
Have questions? Find answers.
Baselayer gives you the power to search, file, and manage UCC liens across all 50 states from a single platform. You can search for existing liens, file new UCC-1s and UCC-3s, and track everything through one dashboard or API, without navigating multiple state system
Yes, you can file UCC-1s and UCC-3s in just a few clicks. Baselayer handles the formatting, validation, and submission for you, so what used to take hours now happens instantly and cleanly, without worrying about state-specific rules or rejections.
Baselayer gives you instant visibility into existing liens and lets you secure your position with new filings quickly. You’ll catch potential red flags early in your process, make faster credit decisions, and eliminate the back-and-forth that typically slows down due dilige
Most lien searches return results in under 30 seconds. You can run them manually when needed or integrate them directly into your credit workflows through our API, keeping your underwriting process moving at the speed your business demands.
Baselayer is built API-first with lenders in mind. You get nationwide coverage, intelligent matching technology, and a modern interface that actually works the way you need it to. No more dealing with outdated state portals, fragmented tools, or systems that weren’t designed for lending workflows.
