Fintechs

Automate risk checks. Accelerate onboarding.

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From KYB to credit and fraud, Baselayer gives fintechs the API-first tools to move fast without cutting corners.

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Trusted by 2,200+ industry-leading financial institutions

Power faster growth, without raising risk.

illustration of a person and company, surrounded by all their business verification checks

Accelerate onboarding with real-time decisions

KYB, credit, and fraud checks designed for no-touch approvals with no manual lookups or bottlenecks.

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"The coverage is great, and the data is detailed enough that I can spot patterns, craft variables, and feed them back into our models."
    two example businesses with mismatching EINs

    Stop fraud before it enters your flow

    Use shared fraud intel from 2,200+ financial institutions to block repeat offenders at the door.

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    Build confidently with an API-first platform

    Plug Baselayer directly into your onboarding flow and monitor risk at scale, without extra headcount.

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Designed for every Fintech use case.

illustration showing KYB rating results alongside risk checks in progress

Automated Business Verification

Instantly verify businesses, UBOs, and legitimacy with authoritative, real-time data.
two side by side KYB ratings, one with an A and one with a B-

Real-time KYB Scoring

Triage applications using explainable risk scores, purpose-built for automation.
results of a web analysis search for a domain

Website & Digital Footprint Analysis

Evaluate credibility and intent by analyzing website activity, content, and status.
illustration with three liens stacked with varying file dates

Creditworthiness Checks

Catch liens, litigations, and financial red flags to improve portfolio performance.
illustration highlighting an F risk score with a high chance of fraud

Fraud Intelligence Network

Surface fraud incidents reported across the industry tied to real business identities.
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  • fundbox logo
    portrait of Sarvesh Baveja of Fundbox in front of grey background

    It’s [Baselayer] become a core part of how we de-risk our lending process.

    Sarvesh BavejaRisk & Data Science @ Fundbox
  • loanpro logo
    Colton Pond, CMO of LoanPro in a floral shirt

    [Baselayer] is a key part of how we’re helping credit providers reduce risk, proactively monitor their portfolio, and streamline lien filing without sacrificing confidence.

    Colton PondCMO Head of Partnerships @ LoanPro
  • TOLA logo
    Evan Dreyer, Head of Risk and Finance at TOLA, standing in front of foliage backdrop

    Baselayer lets us focus on the customers we actually want to serve, without simply increasing the requirements on everyone

    Evan DreyerHead of Risk & Finance @ TOLA

Insights for fintech

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Risk moves fast. Move faster with Baselayer.
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