financial institutions

Instant, automated SMB risk decisions, no more blind spots

Book a demo

Turn fragmented data into instant answers, serving businesses faster without raising risk.

woman smiling signing a paper, joined by a man on her right

Trusted by 2,200+ industry-leading financial institutions

01

Safer decisions at scale.

clock
Slash manual reviews

Automate identity, credit, and fraud checks to save hours per application, and free up teams for higher-value work.

chart
Lower fraud losses

Block repeat offenders with consortium-powered alerts trusted by 2,000+ peer institutions.

check mark
Streamline compliance

Deliver audit-ready trails backed by government-verified data and transparent decision logic.

radar
Proactive fraud monitoring

Catch emerging threats with always-on signals that track behavioral shifts, digital footprint anomalies, and past misconduct.

Icon Card Background
02
  • breakout finance logo
    Ian Bradley, head of operations and technology at Breakout Finance, standing in a suit outdoors

    Baselayer allows our team to progress faster and without the burden of potentially duplicating mistakes.

    Ian BradleyHead of Ops & Technology @ Breakout Finance
  • fundbox logo
    portrait of Sarvesh Baveja of Fundbox in front of grey background

    The interface is clean, the matching is accurate, and most importantly, it gives us confidence. It’s become a core part of how we de-risk our lending process.

    Sarvesh BavejaRisk & Data Science @ Fundbox
03

Where Baselayer fits in your day-to-day.

illustration showing KYB rating results alongside risk checks in progress

Instant Business Verification

Approve legitimate businesses in seconds with authoritative registration and ownership data.
two side by side KYB ratings, one with an A and one with a B-

Real-time KYB Scoring

Triage applications automatically with clear, explainable risk grades.
illustration with three liens stacked with varying file dates

Credit Risk Insights

Assess liens, litigations, and proprietary risk scores before extending credit.
illustration highlighting an F risk score with a high chance of fraud

Fraud Consortium Intelligence

Detect and block known fraudsters flagged by peer institutions.
results of a web analysis search for a domain

Digital Footprint Analysis

Evaluate website traffic, content, and sentiment to spot anomalies early.

Every risk check,
checked

Identity

Know who you're 
working with

  • Instantly verify the identity, associated contacts, and legitimacy of 100% of U.S. businesses.

  • A single score representing all signals of business verification, designed for intelligent decisioning.

  • Automate industry (NAICS Code) lookup, and catch bad actors falsely claiming low risk NAICS codes.

  • Verify officers, owners, and signers for sanctions, legal, and military risk — all in one API.

Visual
Credit

Go deeper on financial standing

  • Search for and file liens against businesses from a single platform.

  • Identify lawsuits, bankruptcies, and other red flags tied to a business.

  • Gain visibility into online presence to reduce fraud and operational drag.

  • Baselayer’s proprietary business credit risk score, built from multi-source data.

search results for UCC liens of a company
Fraud

Get ahead of fraud before it happens

Frame 1948763187Fraud Consortium

Tap directly into a fraud intelligence network to detect emerging trends and prevent repeat fraud.

results from a business search displayed on baselayer dashboard
Call to Action
Risk moves fast. Move faster with Baselayer.
Book a demo