Consumer Solutions
See the people behind
the business
Verify officers, owners, and signers for sanctions, legal, and compliance risk. All in one API.
Trusted by 2,200+ industry-leading financial institutions
KYB checks stop at the business, even though compliance failures and fraud risk often stem from who’s behind the application.
Verify military status instantly
Confirm borrower eligibility under the Military Lending Act and Service members Civil Relief Act, and automatically apply lending protections.
Catch compliance red flags early
Screen individuals against OFAC, PEP, and global watchlists with real-time updates and customizable fuzzy logic built in.
Surface lawsuits and liens in seconds
Baselayer flags individuals with outstanding liens, bankruptcies, or litigation history, helping you spot potential risk before onboarding.
"Baselayer lets us focus on the customers we actually want to serve, without simply increasing the requirements on everyone"
Spot signs of prior financial crime
Automatically detect prior fraud indicators and criminal offense signals linked to business owners or authorized signers.
Stop synthetic identity fraud before it starts
Verify against the SSA’s DMF to flag deceased individuals and prevent downstream identity-based fraud.
Smarter matching, fewer manual reviews
Reduce false positives by leveraging Baselayer’s extensive database and intelligent matching logic.
Reduce false positives by leveraging Baselayer’s extensive database and intelligent matching logic.
Turn signals into smarter decisions
Product Managers
Credit & Underwriting Teams
Risk & Fraud Teams
Compliance Teams
Built for confident approvals
Baselayer connects fragmented data and applies AI to help you act early, and with more confidence.
Tap into a cross-platform network to detect emerging fraud trends before they spread.
Bring public, proprietary, and partner sources together to strengthen every check with real-time insights.
Let Baselayer's AI agents put monotonous work on autopilot with unparalleled accuracy and scalability.
Verified fraud intelligence from across the market, shared by top financial institutions and risk teams.
Use Baselayer across your onboarding flow
Business Verification
Get identity clarity.
Industry Prediction
Know the business behind the name.
KYB Rating
Summarize risk in seconds.
Have questions? Find answers.
Baselayer Consumer Solutions gives you instant screening of officers, owners, and authorized signers. You can check for sanctions, military status, lawsuits, criminal background, bankruptcies, liens, and fraud signals, helping you uncover hidden risks that standard KYB checks miss.
Bad actors often hide behind real businesses. Baselayer connects people to entities, helping you catch sanctioned individuals, fraudsters, or synthetic identities that business-only checks miss. If the people aren’t legitimate, the business probably isn’t either.
You can screen for MLA, SCRA, sanctions (OFAC, PEP), criminal history, bankruptcies, lawsuits, liens, and deceased identities. All automated, all delivered in seconds.
You can automatically meet regulatory requirements for MLA, SCRA, and sanctions screening with auditable results and real-time verification against government sources like DMDC, OFAC, and SSA DMF.
Checks are fully automated and typically return results in seconds. You can access them through your dashboard or integrate them via API directly into your onboarding or credit workflows without any delays.
