AI Agents
Scale risk reviews without scaling your team
Baselayer’s AI Agents automate repeatable checks with 72% less manual review on average — surfacing answers in seconds, not hours.
Baselayer’s AI Agents automate repeatable checks with 72% less manual review on average — surfacing answers in seconds, not hours.
2,200+ Financial Institutions and Fintechs save time with Baselayer Identity network
Uniform decisions. Unlimited coverage.
Baselayer’s AI Agents apply the same logic to every check. No drift, no delay. Trained on millions of identity, credit, and fraud signals, they surface anomalies instantly and keep your team focused on what matters.
Automation you can trust
Consistent checks, every time
Run every check the same way, every time, removing subjectivity, drift, and inconsistency across teams and workflows.
Do more with less
See everything across the internet in seconds, so you can focus on clients, not chasing websites or sending follow-ups.
Spot anomalies in real time
Detect identity mismatches, risky behavior, and outliers the moment they appear. No human intervention needed.
Scale risk reviews with confidence
Handle more volume, data, and complexity without adding headcount or increasing risk exposure.
Baselayer lets us focus on the customers we actually want to serve, without simply increasing the requirements on everyone
Evan DreyerHead of Risk & Finance @ TOLA
It’s [Baselayer] become a core part of how we de-risk our lending process.
Sarvesh BavejaRisk & Data Science @ Fundbox
Baselayer allows our team to progress faster and without the burden of potentially duplicating mistakes.
Ian BradleyHead of Ops & Technology @ Breakout Finance
Apply network intelligence across the risk stack
Cross-check key identity attributes in seconds.
Run every check the same way, every time. Removing subjectivity, drift, and inconsistency across teams and workflows.
Assign real-time risk scores with intelligent insight.
Agents evaluate operational, legal, and behavioral signals to generate actionable SMB scores.
Detect portfolio shifts before they become problems.
Agents track entity-level activity like liens, lawsuits, or sudden application surges and trigger alerts immediately.
Uncover coordinated risk, not just red flags.
AI Agents connect identity variations, suspicious timing, and application patterns across the network to surface organized fraud.
Analyze digital presence with no manual review.
Find, scrape, and assess websites to detect spoofed domains, inactive pages, and metadata anomalies. No manual review required.
Built for confident approvals
Baselayer connects fragmented data and applies AI to help you act early and with more confidence.
Reveal hidden identity risks.
Tap into a cross-platform network to detect emerging fraud trends before they spread.
Baselayer Identity NetworkConsolidate every data source.
Bring public, proprietary, and partner sources together to strengthen every check with real-time insights.
Our Data sourcesStop fraud in its tracks.
Tap into a cross-platform fraud intelligence network to detect emerging trends.
Baselayer AI Agents
Have questions? Find answers.
The Baselayer Identity Network is a real-time network that tracks how business identities are used across financial institutions. By linking business application activity across platforms, you get a behavioral layer for business identity that helps you detect stacking, velocity, and synthetic risk that traditional KYB can’t see.
KYB and credit checks validate who a business is, but Baselayer adds context around how that identity is behaving, including application frequency, across which institutions, and whether the pattern suggests risk. You get visibility into gaps that standard verification tools leave wide open.
By monitoring cross-platform application activity, the Baselayer Identity Network detects behavior patterns like stacking, bust-outs, and synthetic blends before credit data changes or fraud losses hit. You can spot coordinated fraud attempts while they’re still in the application stage.
Participation is anonymized and built around business signals without sharing PII. You contribute activity data in a privacy-preserving format and gain access to real-time intelligence from across the network without compromising customer privacy.
No, this isn’t about repayment history. Baselayer shows you how a business is being used right now across the financial ecosystem. It flags risky behaviors like application stacking or velocity spikes that traditional credit scores miss.
For credit score alternatives designed for SMBs see Baselayer Risk Rating.
